About Us

Our Philosophy

We believe our first responsibility is to our priority partners (Customers) and all others who use our uncommon services. In meeting their needs everything we do must be unique, different and exceptional. Priority partner needs must be taken care of promptly and accurately.

We are responsible to our employees our primary partners, the men and women who work with us throughout the country. Everyone must be considered as an individual. We must respect their dignity and recognize their merit. Compensation must be fair and adequate, and working conditions clean, orderly and safe. Employees must feel free to make suggestions and complaints. There must be equal opportunity for employment, development and advancement for those qualified. We must provide competent management and their actions but be just and ethical.

We are commu-national by orientation. This means we are responsible to the communities we live and work and the nation as well. We must be good citizens - support good works that enhance our faith and bear our fair share of taxes.

Our final responsibility is to our stakeholders. Business must make a sound profit. We must experiment with new ideas and innovations and mistakes paid for. Reserves must be created to provide for adverse times. When we operate by these principles, the shareholders should realize a fair return.

Our Mission

To deliver sustainable returns by offering excellent customer centered financial services that support the community.

Our Vision

To be the leading and preferred financial institution, contributing to the development of the whole nation and beyond.

Our Core Values

  • Integrity
  • Innovation
  • Social Responsibility
  • Sustainability
  • Excellence

CCML at a glance

  • Started as Ecumenical Church Loan Fund (ECLOF) in 1979
  • Licensed by the Bank of Ghana as deposit taking microfinance institution in 2012.
  • Now wholly owned by the Christian Council of Ghana (CCG)
  • Identity: Uncommon - unique, exceptional and different
  • Tagline: Beyond finance... Uncommon Life
  • CSR Focus: Community Development
Financial Solutions
  • Solutions: Credit, Savings, Investments &
  • Services: Business Development Services
  • Strategy: Unique products, Exceptional services and Different people
  • Headquartered in Dzorwulo, Accra, Ghana
  • 24 branches in 5 regions of Ghana